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ByzFunder
Bold, fast, no BS
What ByzFunder puts on the record
Every row is the lender's own published figure or a blank. Blanks are not estimates and not zeros — they are what happens when a lender publishes nothing.
- Amounts
- Up to $500K
- Speed to fund
- Same day
- Minimum credit score
- 525
- Minimum time in business
- 1 yr
- Minimum monthly revenue
- $20K/mo
- Direct funder or broker
- Direct funder
- Products offered
- Merchant Cash Advance, Term Loan, Business Line of Credit
What ByzFunder does not publish
- Minimum amount
Nothing here is hidden by us — these are the fields ByzFunder leaves off its own site. Ask for each of them in writing before you sign anything, and treat a refusal to put one in writing as an answer.
Product by product
Pricing basis sits in its own column because a factor rate and an APR measure different things and must never be read as one number.
| Product | Amounts | Pricing basis | Published rate | Term | Speed | On the record |
|---|---|---|---|---|---|---|
| Merchant Cash Advance | $5K – $500K | Not disclosed | Not publicly disclosed | 3–15 mo | As fast as 24 hours |
|
| Term Loan | From $5K | Interest rate | from 2.99% | From 3 mo | Same-day approval |
|
| Business Line of Credit | From $7K | Interest rate | from 2.99% | Not disclosed | Same-day approval |
|
Worth knowing before you call
What our researcher found reading ByzFunder’s own site — not the lender’s words
Legal entity 'Byzfunder LLC' per the privacy policy; founded 2019. NO PHYSICAL ADDRESS IS PUBLISHED ANYWHERE ON THE SITE - the about, contact and privacy-policy pages were all checked and none gives a city or state, so hq_city and hq_state are left null rather than guessed. Direct funder: 'Get funded directly', and the about page states it deploys capital directly to businesses. By far the most data-rich site in this group and the ONLY one of the six to publish a rate figure - but also the most self-contradictory. THE HEADLINE CONTRADICTION: /lp/comparison advertises 'ByzFunder Term Loan Up to $2M', 'ByzFunder Line of Credit Up to $200k' and 'Repayment terms from 3 months to 6 years', while the product pages state $5,000-$500,000 for the term loan, $7,500-$250,000 for ByzFlex, and '3-15 months in terms' for both MCA and term loan - and the homepage says funding 'up to $500K'. A 4x gap on the maximum term-loan amount and a roughly 5x gap on the maximum term. All four affected fields were nulled. Second issue: the MCA page promises 'Clear Factor Rates' but publishes no factor rate, while /lp/comparison advertises 'rates starting at 2.99%' - a percentage the site never calls an APR and never reconciles with its factor-rate framing. Third issue: the ByzFlex stats row shows 'As Low As 1.299%' labelled as an 'Early Payoff Discount', with an empty 'Payment Terms' label directly above it; the word 'factor' appears nowhere on that page, so the figure was NOT recorded as a factor rate. Fourth issue: track-record figures disagree - the homepage claims '30,000+ businesses funded' and '$1.75 Billion deployed' while the about page says ByzFunder 'surpassed $1 billion in total funding across 25,000+ businesses' by Q2 2025. Fifth: revenue minimums are stated on inconsistent bases - '$20,000+ Monthly Revenue' on the homepage/MCA page versus '$250k' annual on ByzFlex; neither was converted. Other claims: Inc. 5000 three consecutive years, Financial Times #34, $40M credit facility from Old Hill Partners. No states excluded and no restricted industries published - /industries claims it 'funds businesses across all industries'.
In its own words
ByzFunder is a revenue-based small-business funder that underwrites primarily on bank revenue rather than credit history, offering advances up to $500,000 with same-day funding. Stated minimums are one year in business, $20,000 in monthly revenue and a 525 credit score.
Sources and checks
Every figure on this page traces to a document someone read, on a date. Where a check is past its review date it says so rather than passing as current.
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Byzfunder publishes no pricing for its mca product
pricing_type$5,000 - $500,000 ... 12+ months in business | 3-15 months in terms | 525+
-
Byzfunder publishes a interest rate for term loan
pricing_typeGet funded directly with rates starting at 2.99% with Byzfunder
-
Byzfunder publishes a interest rate for line of credit
pricing_typeFunding Amount $7,500 - $250,000 ... Early Payoff Discount As Low As 1.299%
Questions about ByzFunder
Is ByzFunder a direct funder or a broker?
ByzFunder describes itself as a direct funder.
What does ByzFunder cost?
ByzFunder publishes a pricing basis on 2 of its 3 product records: Term Loan at from 2.99%; Business Line of Credit at from 2.99%. Read it as a starting point and get your own quote in writing.
How much can you borrow from ByzFunder?
Its published range is $5K – $500K.
What does ByzFunder require to qualify?
It publishes: a minimum credit score of 525; 12 months in business; minimum monthly revenue of $20,000.
How fast does ByzFunder fund?
It advertises Same day. That is the funder's own claim about its fastest case, not a commitment, and it starts when your file is complete rather than when you first make contact.
What products does ByzFunder offer?
On record here: Merchant Cash Advance, Term Loan, Business Line of Credit.
How transparent is ByzFunder?
It publishes 8 of 9 standard facts about itself, which is 89% — publishes most of its terms. The directory median is a useful comparison and is shown on this page.
Where did these figures come from?
Each one traces to a document someone read, on a date, listed at the bottom of this page. Where a figure is absent it is absent here too. Where this page says a figure is not disclosed, it means the lender publishes nothing we could find and cite. It is not an estimate, a category average or a zero. Filling that gap with a guess is how a business ends up applying somewhere it was never going to qualify.
Is Find Me Funders affiliated with ByzFunder?
No. Find Me Funders is a directory and does not lend, make credit decisions or set terms. Everything here describes what other companies publish about themselves. Find Me Funders is free to use. We earn a fee from some funders when a business we refer goes on to receive funding, and a funder can pay for a placement, which is always labelled. Neither changes a disclosure score, a ranking position or what a page says — scores are computed from published fields, not from commercial relationships.