Editorial policy
Who writes what, what advertising can and cannot influence, and where the line sits.
Drafted with AI assistance and checked by a person. Its factual claims were verified against the sources listed at the end, by Find Me Funders editorial.
Independence
Find Me Funders is independently operated. It earns a fee from some funders when a business it refers goes on to receive funding, and a funder can pay for the placement labelled Partner. Neither arrangement changes a listing's published figures, its position in a sorted table, or what a review says. Paid placement is labelled everywhere it appears, including inside rankings and comparisons.
Separation of roles
Researchers record what lenders publish. Editors decide what gets written and whether a draft is publishable. Lead managers handle inquiries. Nobody handling commercial relationships approves editorial content or ranking positions.
What we assess and what we report
Reporting is what a lender publishes, sourced and dated. Assessment is our reading of it — who a lender suits, what its disclosure gaps mean in practice, whether a rating divergence matters. Assessment is always labelled as ours and always sits in its own section. A reader should never have to guess which one they are looking at.
Corrections and updates
A factual error is corrected as soon as it is confirmed, and the page records that it was corrected. Routine re-checks are not corrections and are not logged as such; they update the date-checked stamp.
Sources we will not use
We do not source lender terms from other comparison sites, affiliate roundups or blog posts. A number that exists only on a third-party page is not a lender disclosure, and repeating it launders someone else's guess into our data.
Related questions
What does this guide cover?
Who writes what, what advertising can and cannot influence, and where the line sits.
Are the figures here quotes?
No. Every worked example is labelled illustrative and exists to show the arithmetic. What a particular lender charges is on that lender's page, where it publishes it at all.
Who writes this?
The Find Me Funders research desk. Some drafting is AI-assisted, and every page that is says so at the top, including whether a person has checked its claims yet.
How do I know a figure here is right?
Where a page carries the green notice, its claims were checked against the sources listed at the end and a reviewer is named. Where it carries the amber one, nobody has verified it yet and you should confirm anything you plan to act on.
Are the examples real deals?
No. Every worked example is labelled illustrative and exists to show the arithmetic. What any particular lender charges is on that lender's page, where it publishes it.
Why do you never say what a typical rate is?
Because we cannot source it. A market average assembled from lenders who do not publish prices is a guess with a decimal point on it. Where a lender publishes a figure, we show that figure and say where it came from.
Is this financial or legal advice?
No. It is general information about how these products work. Outcomes depend on your contract and your state, and a lawyer or accountant licensed where you are is the person to ask about your situation.
Can I reuse this content?
Quote a paragraph with a link back. Do not republish whole articles.
How often is this updated?
Each page shows when it was last updated. Legal and regulatory material is re-checked when the underlying rule moves, and the page says when it was last read.