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Fastest to fund

Merchant Cash Advance An advance repaid from a share of future card … 36 funders
Working Capital Short-term funding for payroll, inventory, rent and the other … 28 funders
Revenue-Based Financing Repayment that flexes with your deposits — lighter in … 19 funders

Structured borrowing

Term Loan A lump sum repaid on a fixed schedule, usually … 28 funders
Business Line of Credit A revolving limit you draw against as needed and … 24 funders
SBA Loan Government-guaranteed financing with longer terms and lower rates, in … 13 funders

Secured on an asset

Equipment Financing Funding secured against the machinery or vehicles it buys, … 18 funders
Invoice Financing Cash released against unpaid receivables, so a 60-day payment … 12 funders
Asset-Based Lending Borrowing against inventory, receivables or property rather than against … 8 funders

Situational

Payroll Financing Short-term cover for a payroll run that lands before … 1 funder
MCA Reverse Consolidation A facility that funds your existing advance payments and … 3 funders
Credit Card Processing Payment acceptance, which for card-heavy businesses is often bundled … 3 funders

Counts show how many funders in the directory offer each product See all funders

Restaurants 21 funders
Construction 18 funders
Trucking & Logistics 14 funders
Healthcare 19 funders
Retail 15 funders
Auto Repair 11 funders
Salons & Spas 8 funders
E-commerce 7 funders
Manufacturing 8 funders
Professional Services 10 funders
Hospitality 3 funders
Landscaping 6 funders
Staffing 2 funders
Fitness & Gyms 3 funders
Liquor Stores 1 funder
Grocery & Convenience 2 funders

Funders that name the sector on their own site Browse every sector

Northeast

CTConnecticut
MEMaine
MAMassachusetts
NHNew Hampshire
NJNew Jersey
NYNew York
PAPennsylvania
RIRhode Island
VTVermont

South

ALAlabama
ARArkansas
DEDelaware
DCDistrict of Columbia
FLFlorida
GAGeorgia
KYKentucky
LALouisiana
MDMaryland
MSMississippi
NCNorth Carolina
OKOklahoma
SCSouth Carolina
TNTennessee
TXTexas
VAVirginia
WVWest Virginia

Midwest

ILIllinois
INIndiana
IAIowa
KSKansas
MIMichigan
MNMinnesota
MOMissouri
NENebraska
NDNorth Dakota
OHOhio
SDSouth Dakota
WIWisconsin

West

AKAlaska
AZArizona
CACalifornia
COColorado
HIHawaii
IDIdaho
MTMontana
NVNevada
NMNew Mexico
OROregon
UTUtah
WAWashington
WYWyoming

51 states and DC, 525 cities — state programs, local lenders and Census business data All locations

The library

GuidesHow each product actually works300 pages
AnswersOne question, answered properly300 pages
Glossary A–ZEvery term, and how it gets misread451 terms
CalculatorsFactor rate, cash flow, payoff6 tools

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Merchant Cash Advance Working Capital Term Loan Business Line of Credit SBA Loan Equipment Financing Invoice Financing Revenue-Based Financing Payroll Financing Asset-Based Lending MCA Reverse Consolidation Credit Card Processing

Restaurants Construction Trucking & Logistics Healthcare Retail Auto Repair Salons & Spas E-commerce Manufacturing Professional Services Hospitality Landscaping Staffing Fitness & Gyms Liquor Stores Grocery & Convenience

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Connecticut CT Maine ME Massachusetts MA New Hampshire NH New Jersey NJ New York NY Pennsylvania PA Rhode Island RI Vermont VT Alabama AL Arkansas AR Delaware DE District of Columbia DC Florida FL Georgia GA Kentucky KY Louisiana LA Maryland MD Mississippi MS North Carolina NC Oklahoma OK South Carolina SC Tennessee TN Texas TX Virginia VA West Virginia WV Illinois IL Indiana IN Iowa IA Kansas KS Michigan MI Minnesota MN Missouri MO Nebraska NE North Dakota ND Ohio OH South Dakota SD Wisconsin WI Alaska AK Arizona AZ California CA Colorado CO Hawaii HI Idaho ID Montana MT Nevada NV New Mexico NM Oregon OR Utah UT Washington WA Wyoming WY All locations

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Find Me Funders

A working record of who funds US small business, what each one publishes about its own criteria, and where those numbers came from.

Lenders: 59
Glossary: 451
Guides & answers: 600
Sources on file: 1046

Funding types

Merchant cash advance
Working capital
Line of credit
Term loans
SBA loans
Equipment financing
Invoice factoring
Revenue-based financing
Asset-based lending
Reverse consolidation

The library

Guides 300
Answers 300
Glossary A–Z 451
Calculators 6

Popular terms

Factor rate
Holdback
UCC-1 financing statement
Personal guarantee
Confession of judgment

Calculators

Factor rate to cost
Remittance and cash flow
Compare two offers
Total debt service
Early payoff
Invoice factoring cost

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How we make money

Find Me Funders is free to use. We earn a fee from some funders when a business we refer goes on to receive funding, and a funder can pay for the placement labelled Partner. Neither arrangement changes a listing's published figures, which are taken from each funder's own disclosures, and paid placement is labelled everywhere it appears.

What this site is not

Find Me Funders is not a lender and does not make credit decisions. Listing data is compiled from each funder's own published disclosures and shown as published, including where a funder discloses nothing. Figures change without notice — confirm current terms directly with any funder before you sign. Nothing here is financial, legal or tax advice.