Direct funder Medium — credible third party

VOX Funding

Fast funding to fuel your business

New York, NY Trading since 2018 Checked 14 Sep 2026 Its own site

What VOX Funding puts on the record

Every row is the lender's own published figure or a blank. Blanks are not estimates and not zeros — they are what happens when a lender publishes nothing.

Amounts
$10K – $1M
Speed to fund
As little as 24 hours
Minimum credit score
Not disclosed
Minimum time in business
1 yr
Minimum monthly revenue
Not disclosed
Direct funder or broker
Direct funder

What VOX Funding does not publish

  • Credit minimum
  • Revenue minimum

Nothing here is hidden by us — these are the fields VOX Funding leaves off its own site. Ask for each of them in writing before you sign anything, and treat a refusal to put one in writing as an answer.

Product by product

Pricing basis sits in its own column because a factor rate and an APR measure different things and must never be read as one number.

ProductAmounts Pricing basisPublished rate TermSpeed On the record
Term Loan Not disclosed Not disclosed Not publicly disclosed Not disclosed In as little as 24 hours of acceptance
Business Line of Credit $75K – $150K Interest rate from 5% Not disclosed Most applications reviewed, finalized, and funded in days
Invoice Financing Up to $1.5M Not disclosed Not publicly disclosed 3–36 mo Approved invoices paid within 24-48 hours
Revenue-Based Financing $5K – $1.5M Not disclosed Not publicly disclosed Up to 24 mo In as little as 24 hours of acceptance
published not published 13 fields per product: amounts, pricing, fees, terms, criteria, restrictions

Worth knowing before you call

What our researcher found reading VOX Funding’s own site — not the lender’s words

Never uses the words 'direct funder' or 'direct lender', so is_direct_funder is left null; the site disclaimer instead says products 'are delivered through separate legal entities, including VOX Funding Ltd., Chedr LLC, and VOX Factoring Ltd.', i.e. the line of credit and amortizing loan are Chedr products and factoring is a VOX Factoring product. Address 100 Park Avenue, New York, NY. Claims 'Today VOX has provided more than $1 billion to small businesses'. Only one number that could be called a price appears anywhere on the site (the line of credit's 5% interest-only rate); no factor rate, APR or fee schedule is published for any product. The /solutions/ comparison table and the individual product pages disagree materially on the line of credit and the amortizing term loan.

Third-party ratings

Customer ratings collected from public profiles. They measure customer sentiment, not our assessment — the two are kept apart deliberately.

Better Business Bureau 1.80/5
5 reviews · retrieved 10 Sep 2026

Fewer than 30 reviews — too small a sample to read much into.

Rating shown is the customer-review star average (1.8/5 from 5 reviews), sharply below the 4.5 Trustpilot score on 27 reviews; both samples are tiny. BBB letter grade A+, Accredited since 6/23/2026 (recent). Website confirmed as https://www.voxfunding.com/ on the main profile page (https://www.bbb.org/us/ny/new-york/profile/commercial-funding-consultants/vox-funding-llc-0121-182527).

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Trustpilot 4.50/5
27 reviews · retrieved 10 Sep 2026

Fewer than 30 reviews — too small a sample to read much into.

Website field shows www.voxfunding.com. Very low sample: only 27 reviews, so the 4.5 is thin compared with the other Trustpilot scores here and should be labelled as such on a comparison page.

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In its own words

VOX Funding is a New York small-business finance company offering revenue advances, invoice factoring, business lines of credit and amortizing term loans through affiliated entities. It reports having provided more than $1 billion to small businesses since 2018.

VOX Funding’s own description of itself, from its website. Reproduced as published and not checked for accuracy.

Sources and checks

Every figure on this page traces to a document someone read, on a date. Where a check is past its review date it says so rather than passing as current.

  1. Vox Funding publishes no pricing for its revenue based financing product pricing_type
    From $5,000 up to $1.5M
    Vox Funding — Vox Funding — published product terms Verified against source Checked 10 Sep 2026 by Find Me Funders research
  2. Vox Funding publishes no pricing for its invoice factoring product pricing_type
    Funding up to $1.5M
    Vox Funding — Vox Funding — published product terms Verified against source Checked 10 Sep 2026 by Find Me Funders research
  3. Vox Funding publishes a interest rate for line of credit pricing_type
    $75,000 - $150,000 funding size / 18 months / 6 months interest only at 5% before amortization (12 months)
    Vox Funding — Vox Funding — published product terms Verified against source Checked 10 Sep 2026 by Find Me Funders research
  4. Vox Funding publishes no pricing for its term loan product pricing_type
    Variable interest rates exist. The exact rate depends on your credit profile, loan amount, and term length.
    Vox Funding — Vox Funding — published product terms Verified against source Checked 10 Sep 2026 by Find Me Funders research

Questions about VOX Funding

Is VOX Funding a direct funder or a broker?

VOX Funding describes itself as a direct funder.

What does VOX Funding cost?

VOX Funding publishes a pricing basis on 1 of its 4 product records: Business Line of Credit at from 5%. Read it as a starting point and get your own quote in writing.

How much can you borrow from VOX Funding?

Its published range is $75K – $150K.

What does VOX Funding require to qualify?

It publishes: 12 months in business.

How fast does VOX Funding fund?

It advertises As little as 24 hours. That is the funder's own claim about its fastest case, not a commitment, and it starts when your file is complete rather than when you first make contact.

What products does VOX Funding offer?

On record here: Term Loan, Business Line of Credit, Invoice Financing, Revenue-Based Financing.

How transparent is VOX Funding?

It publishes 7 of 9 standard facts about itself, which is 78% — publishes most of its terms. The directory median is a useful comparison and is shown on this page.

Where did these figures come from?

Each one traces to a document someone read, on a date, listed at the bottom of this page. Where a figure is absent it is absent here too. Where this page says a figure is not disclosed, it means the lender publishes nothing we could find and cite. It is not an estimate, a category average or a zero. Filling that gap with a guess is how a business ends up applying somewhere it was never going to qualify.

Is Find Me Funders affiliated with VOX Funding?

No. Find Me Funders is a directory and does not lend, make credit decisions or set terms. Everything here describes what other companies publish about themselves. Find Me Funders is free to use. We earn a fee from some funders when a business we refer goes on to receive funding, and a funder can pay for a placement, which is always labelled. Neither changes a disclosure score, a ranking position or what a page says — scores are computed from published fields, not from commercial relationships.