Find Me Funders
Legend Funding review
What Legend Funding will tell you before you apply, what it will not, and who that combination suits. Separate from the profile, which is the data record.
The short version
Legend Funding puts 5 of 9 publishable details on the record, which ranks it 27 of 59 in this directory. It publishes no price for any of its 5 products, which is the norm here rather than the exception.
- Publishes amounts: Up to $750K.
- States a funding speed of 24-48 hours.
- Its merchant cash advance is the product it documents most fully; its revenue-based financing the least.
Two offices published: Miami, FL 33131 and Baltimore, MD 21230; Miami is listed first and recorded as HQ, but the site does not designate which is the headquarters. Explicitly self-describes as "a direct funder" with "no middleman fees" and "in-house underwriting". Founding year is never given; the site claims only "Over a decade of underwriting experience", which is not a founding date and was not converted into one. By a wide margin the most disclosive site in this group - it publishes an amount band ($20,000-$3,000,000), a 3-month time-in-business minimum, a $20,000 monthly revenue minimum, an accepted-industry list, a restricted-industry list and nationwide coverage - yet it still publishes no factor rate, no fee amount and no term length. It also carries the two sharpest self-contradictions found in this group, both on the homepage: same-day funding vs 24-48 hour funding, and "No credit check required" vs "Our initial application uses a soft credit pull". Accepted industries listed: retail, restaurants, construction, transportation, healthcare, professional services, eCommerce.
What it publishes, product by product
| Product | Amounts | Pricing basis | Published rate | Term | Speed | On the record |
|---|---|---|---|---|---|---|
| Merchant Cash Advance | $20K – $3M | Not disclosed | Not publicly disclosed | Not disclosed | Not disclosed |
|
| Working Capital | Not disclosed | Not disclosed | Not publicly disclosed | Not disclosed | Not disclosed |
|
| Term Loan | Not disclosed | Not disclosed | Not publicly disclosed | Not disclosed | Not disclosed |
|
| Equipment Financing | Not disclosed | Not disclosed | Not publicly disclosed | Not disclosed | Not disclosed |
|
| Revenue-Based Financing | Not disclosed | Not disclosed | Not publicly disclosed | Not disclosed | Not disclosed |
|
A blank rate is a blank rate. Competitors fill these with category averages, and a category average sends you to a lender that will decline you.
What Legend Funding does not publish
- Minimum amount
- Credit minimum
- Time in business
- Revenue minimum
Nothing here is hidden by us — these are the fields Legend Funding leaves off its own site. Ask for each of them in writing before you sign anything, and treat a refusal to put one in writing as an answer.
No third-party ratings on file
We record ratings only from public profiles we can confirm belong to this lender. None has been confirmed for Legend Funding, so nothing is shown — an unconfirmed profile is worse than no rating.
How to read this review
- Figures come from Legend Funding's own published disclosures unless a source below says otherwise.
- "Not disclosed" means the lender publishes nothing. It is not an estimate and not a zero.
- The disclosure score counts what a lender says about itself. It is not a rating of the lender, and a transparent lender can still be an expensive one.
- Customer ratings are the public's view. Anything we conclude is labelled as ours.
- Find Me Funders is free to use. We earn a fee from some funders when a business we refer goes on to receive funding, and a funder can pay for the placement labelled Partner. Neither arrangement changes a listing's published figures, which are taken from each funder's own disclosures, and paid placement is labelled everywhere it appears.
Sources and checks
Every figure on this page traces to a document someone read, on a date. Where a check is past its review date it says so rather than passing as current.
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Legend Funding publishes no pricing for its mca product
pricing_typebusiness cash advances from $20,000 to $3,000,000
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Legend Funding publishes no pricing for its working capital product
pricing_typeWorking Capital - Short-term capital structured around operating cash flow
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Legend Funding publishes no pricing for its revenue based financing product
pricing_typeRevenue-Based Financing - Flexible repayment aligned with revenue performance
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Legend Funding publishes no pricing for its term loan product
pricing_typeTerm Loan Options - Longer-term capital for qualified deal profiles
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Legend Funding publishes no pricing for its equipment financing product
pricing_typeEquipment Financing - Asset-based financing for equipment purchases and upgrades
Questions about Legend Funding
Is Legend Funding a direct funder or a broker?
Legend Funding describes itself as a direct funder.
What does Legend Funding cost?
Legend Funding publishes no price. Not a range, not a starting rate — nothing we could find and cite. You will not know what it costs until you have an offer in front of you, which is worth knowing before you spend time applying.
How much can you borrow from Legend Funding?
Its published range is $20K – $3M.
What does Legend Funding require to qualify?
Legend Funding publishes none of the three criteria most businesses are screened on — credit minimum, time in business, revenue minimum. Ask for all three before you send bank statements.
How fast does Legend Funding fund?
It advertises 24-48 hours. That is the funder's own claim about its fastest case, not a commitment, and it starts when your file is complete rather than when you first make contact.
What products does Legend Funding offer?
On record here: Merchant Cash Advance, Working Capital, Term Loan, Equipment Financing, Revenue-Based Financing.
How transparent is Legend Funding?
It publishes 5 of 9 standard facts about itself, which is 56% — publishes about half. The directory median is a useful comparison and is shown on this page.
Where did these figures come from?
Each one traces to a document someone read, on a date, listed at the bottom of this page. Where a figure is absent it is absent here too. Where this page says a figure is not disclosed, it means the lender publishes nothing we could find and cite. It is not an estimate, a category average or a zero. Filling that gap with a guess is how a business ends up applying somewhere it was never going to qualify.
Is Find Me Funders affiliated with Legend Funding?
No. Find Me Funders is a directory and does not lend, make credit decisions or set terms. Everything here describes what other companies publish about themselves. Find Me Funders is free to use. We earn a fee from some funders when a business we refer goes on to receive funding, and a funder can pay for a placement, which is always labelled. Neither changes a disclosure score, a ranking position or what a page says — scores are computed from published fields, not from commercial relationships.