Find Me Funders
Instagreen Capital review
What Instagreen Capital will tell you before you apply, what it will not, and who that combination suits. Separate from the profile, which is the data record.
The short version
Instagreen Capital puts 1 of 9 publishable details on the record, which ranks it 57 of 59 in this directory. It publishes no price for any of its 3 products, which is the norm here rather than the exception.
- States a funding speed of same-day approval and funding.
- Its merchant cash advance is the product it documents most fully; its business line of credit the least.
- Not a direct funder, so the contract you sign is with someone else.
No street address is published anywhere on the site - the only contact details are [email protected] and the phone number 203-883-3053 (a Connecticut area code, but the state is never stated and is NOT recorded as HQ on that basis). The Services menu advertises seven offerings, but four of them - Emergency Funds, Quick Cash Funds, Emergency Same-Day Funds, and Cash Advances and Overdraft Protection - are near-duplicate marketing pages for the same cash-advance product with no distinct terms, so they are not recorded as separate rows. Every one of the six reachable service pages plus the homepage, About Us and ISO page is entirely free of numbers: no dollar amount, factor rate, APR, percentage, credit score, time-in-business or revenue figure is published anywhere. The Business Lines of Credit link in the main nav is broken (404). The ISO page promises "Best Commissions", "competitive commission structures", "High Approval Rates" and "Quick Payouts" with no figures attached. is_direct_funder left null - never stated either way.
What it publishes, product by product
| Product | Amounts | Pricing basis | Published rate | Term | Speed | On the record |
|---|---|---|---|---|---|---|
| Merchant Cash Advance | Not disclosed | Not disclosed | Not publicly disclosed | Not disclosed | Not disclosed |
|
| Working Capital | Not disclosed | Not disclosed | Not publicly disclosed | Not disclosed | Not disclosed |
|
| Business Line of Credit | Not disclosed | Not disclosed | Not publicly disclosed | Not disclosed | Not disclosed |
|
A blank rate is a blank rate. Competitors fill these with category averages, and a category average sends you to a lender that will decline you.
What Instagreen Capital does not publish
- Minimum amount
- Maximum amount
- Credit minimum
- Time in business
- Revenue minimum
- Direct funder or broker
- Where it is based
- How long it has traded
Nothing here is hidden by us — these are the fields Instagreen Capital leaves off its own site. Ask for each of them in writing before you sign anything, and treat a refusal to put one in writing as an answer.
No third-party ratings on file
We record ratings only from public profiles we can confirm belong to this lender. None has been confirmed for Instagreen Capital, so nothing is shown — an unconfirmed profile is worse than no rating.
How to read this review
- Figures come from Instagreen Capital's own published disclosures unless a source below says otherwise.
- "Not disclosed" means the lender publishes nothing. It is not an estimate and not a zero.
- The disclosure score counts what a lender says about itself. It is not a rating of the lender, and a transparent lender can still be an expensive one.
- Customer ratings are the public's view. Anything we conclude is labelled as ours.
- Find Me Funders is free to use. We earn a fee from some funders when a business we refer goes on to receive funding, and a funder can pay for the placement labelled Partner. Neither arrangement changes a listing's published figures, which are taken from each funder's own disclosures, and paid placement is labelled everywhere it appears.
Sources and checks
Every figure on this page traces to a document someone read, on a date. Where a check is past its review date it says so rather than passing as current.
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Instagreen Capital publishes no pricing for its mca product
pricing_typeReceive funds in as little as 24-48 hours. / No Collateral Required - Keep your assets safe while accessing the funds you need.
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Instagreen Capital publishes no pricing for its line of credit product
pricing_typeBusiness Lines of Credit Service - Flexible funding to manage cash flow or seize growth opportunities
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Instagreen Capital publishes no pricing for its working capital product
pricing_typeSmall Business Funds Services - Tailored financing for small business growth
Questions about Instagreen Capital
Is Instagreen Capital a direct funder or a broker?
Instagreen Capital does not publish whether it funds directly or brokers to others. It is worth asking on the first call, because it changes who holds your contract and who you deal with if something goes wrong.
What does Instagreen Capital cost?
Instagreen Capital publishes no price. Not a range, not a starting rate — nothing we could find and cite. You will not know what it costs until you have an offer in front of you, which is worth knowing before you spend time applying.
How much can you borrow from Instagreen Capital?
Instagreen Capital publishes no amount range, so the only way to find out is to ask.
What does Instagreen Capital require to qualify?
Instagreen Capital publishes none of the three criteria most businesses are screened on — credit minimum, time in business, revenue minimum. Ask for all three before you send bank statements.
How fast does Instagreen Capital fund?
It advertises Same-day approval and funding. That is the funder's own claim about its fastest case, not a commitment, and it starts when your file is complete rather than when you first make contact.
What products does Instagreen Capital offer?
On record here: Merchant Cash Advance, Working Capital, Business Line of Credit.
How transparent is Instagreen Capital?
It publishes 1 of 9 standard facts about itself, which is 11% — publishes almost nothing. The directory median is a useful comparison and is shown on this page.
Where did these figures come from?
Each one traces to a document someone read, on a date, listed at the bottom of this page. Where a figure is absent it is absent here too. Where this page says a figure is not disclosed, it means the lender publishes nothing we could find and cite. It is not an estimate, a category average or a zero. Filling that gap with a guess is how a business ends up applying somewhere it was never going to qualify.
Is Find Me Funders affiliated with Instagreen Capital?
No. Find Me Funders is a directory and does not lend, make credit decisions or set terms. Everything here describes what other companies publish about themselves. Find Me Funders is free to use. We earn a fee from some funders when a business we refer goes on to receive funding, and a funder can pay for a placement, which is always labelled. Neither changes a disclosure score, a ranking position or what a page says — scores are computed from published fields, not from commercial relationships.