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Biz2Credit
Funding what's next
What Biz2Credit puts on the record
Every row is the lender's own published figure or a blank. Blanks are not estimates and not zeros — they are what happens when a lender publishes nothing.
- Amounts
- $25K – $2M
- Speed to fund
- Decision as fast as 24 hours
- Minimum credit score
- 650
- Minimum time in business
- Not disclosed
- Minimum monthly revenue
- Not disclosed
- Direct funder or broker
- Direct funder
- Products offered
- Working Capital, Term Loan, Business Line of Credit, Revenue-Based Financing
What Biz2Credit does not publish
- Time in business
- Revenue minimum
Nothing here is hidden by us — these are the fields Biz2Credit leaves off its own site. Ask for each of them in writing before you sign anything, and treat a refusal to put one in writing as an answer.
Product by product
Pricing basis sits in its own column because a factor rate and an APR measure different things and must never be read as one number.
| Product | Amounts | Pricing basis | Published rate | Term | Speed | On the record |
|---|---|---|---|---|---|---|
| Term Loan | $25K – $2M | Not disclosed | Not publicly disclosed | 3–60 mo | Not disclosed |
|
| Business Line of Credit | Up to $500K | Not disclosed | Not publicly disclosed | Up to 12 mo | Get A Decision as Fast as 24 hours |
|
| Revenue-Based Financing | $25K – $2M | Not disclosed | Not publicly disclosed | Not disclosed | Not disclosed |
|
Worth knowing before you call
What our researcher found reading Biz2Credit’s own site — not the lender’s words
Funds through affiliate Itria Ventures LLC and licenses its underwriting platform, Biz2X, to other lenders.
Third-party ratings
Customer ratings collected from public profiles. They measure customer sentiment, not our assessment — the two are kept apart deliberately.
Rating shown is the BBB customer-review star average (4.23/5 from 78 reviews). BBB letter grade A+, but this business is explicitly NOT BBB Accredited. Website confirmed as https://www.biz2credit.com/ on the main profile page (https://www.bbb.org/us/ny/new-york/profile/small-business-loans/biz2credit-inc-0121-102540).
Open the profileIn its own words
Biz2Credit is a New York-based small business finance company offering term loans, revenue-based financing, lines of credit and commercial real estate loans. Term loans are made by its affiliate Itria Ventures LLC or by Cross River Bank.
Sources and checks
Every figure on this page traces to a document someone read, on a date. Where a check is past its review date it says so rather than passing as current.
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Biz2Credit publishes no pricing for its term loan product
pricing_type"Loans Range: $25K-$2M+"; "Requires FICO of 650 and $100,000 in revenue"
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Biz2Credit publishes no pricing for its revenue based financing product
pricing_type"Financing Range: $25K-$2M+"; "575 or higher"; "1 year or more in business"; "$250,000 or more in consistent annual revenue"
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Biz2Credit publishes no pricing for its line of credit product
pricing_type"Business Lines of Credit are not available in the following states: Arkansas, Connecticut, Florida, Massachusetts, Michigan, Minnesota, Montana, Nevada, North Carolina, North Dakota, Ohio, Pennsylvania, Puerto Rico, Rhode Island, South Dakota, Tennessee, Texas, Vermont."
Questions about Biz2Credit
Is Biz2Credit a direct funder or a broker?
Biz2Credit describes itself as a direct funder.
What does Biz2Credit cost?
Biz2Credit publishes no price. Not a range, not a starting rate — nothing we could find and cite. You will not know what it costs until you have an offer in front of you, which is worth knowing before you spend time applying.
How much can you borrow from Biz2Credit?
Its published range is $25K – $2M.
What does Biz2Credit require to qualify?
It publishes: a minimum credit score of 650.
How fast does Biz2Credit fund?
It advertises Decision as fast as 24 hours. That is the funder's own claim about its fastest case, not a commitment, and it starts when your file is complete rather than when you first make contact.
What products does Biz2Credit offer?
On record here: Term Loan, Business Line of Credit, Revenue-Based Financing.
How transparent is Biz2Credit?
It publishes 7 of 9 standard facts about itself, which is 78% — publishes most of its terms. The directory median is a useful comparison and is shown on this page.
Where did these figures come from?
Each one traces to a document someone read, on a date, listed at the bottom of this page. Where a figure is absent it is absent here too. Where this page says a figure is not disclosed, it means the lender publishes nothing we could find and cite. It is not an estimate, a category average or a zero. Filling that gap with a guess is how a business ends up applying somewhere it was never going to qualify.
Is Find Me Funders affiliated with Biz2Credit?
No. Find Me Funders is a directory and does not lend, make credit decisions or set terms. Everything here describes what other companies publish about themselves. Find Me Funders is free to use. We earn a fee from some funders when a business we refer goes on to receive funding, and a funder can pay for a placement, which is always labelled. Neither changes a disclosure score, a ranking position or what a page says — scores are computed from published fields, not from commercial relationships.