Find Me Funders
501 Advance
Funding that meets your business where it is
What 501 Advance puts on the record
Every row is the lender's own published figure or a blank. Blanks are not estimates and not zeros — they are what happens when a lender publishes nothing.
- Amounts
- Not disclosed
- Speed to fund
- As little as 24 hours
- Minimum credit score
- Not disclosed
- Minimum time in business
- Not disclosed
- Minimum monthly revenue
- Not disclosed
- Direct funder or broker
- Direct funder
- Products offered
- Business Line of Credit, Revenue-Based Financing, Credit Card Processing
What 501 Advance does not publish
- Minimum amount
- Maximum amount
- Credit minimum
- Time in business
- Revenue minimum
- Where it is based
- How long it has traded
Nothing here is hidden by us — these are the fields 501 Advance leaves off its own site. Ask for each of them in writing before you sign anything, and treat a refusal to put one in writing as an answer.
Product by product
Pricing basis sits in its own column because a factor rate and an APR measure different things and must never be read as one number.
| Product | Amounts | Pricing basis | Published rate | Term | Speed | On the record |
|---|---|---|---|---|---|---|
| Business Line of Credit | Not disclosed | Not disclosed | Not publicly disclosed | Not disclosed | Not disclosed |
|
| Revenue-Based Financing | Not disclosed | Not disclosed | Not publicly disclosed | Not disclosed | As little as 24 hours |
|
| Credit Card Processing | Not disclosed | Not disclosed | Not publicly disclosed | Not disclosed | Next-day funding |
|
Worth knowing before you call
What our researcher found reading 501 Advance’s own site — not the lender’s words
[email protected], (888) 860-6970. No physical address is published anywhere on the site. is_direct_funder=true is taken from the Terms & Conditions: "501 Advance is a direct funder that provides working capital and business funding solutions to commercial businesses." CAVEAT WORTH FLAGGING: the privacy policy simultaneously discloses that applicant data is shared "With other funders, syndicators, lenders, banks, and capital partners in connection with evaluating, participating in, or servicing your funding" — which sits awkwardly with a pure direct-funder claim. The same two documents also describe the customer base differently ("commercial businesses" vs "small and mid-sized businesses"). SITE DEFECT: the Terms & Conditions are unmodified boilerplate — the document ends with a note that the terms are a template that should be "reviewed and customized by a licensed attorney" and do not constitute legal advice. Very small site (5 pages total). No dollar amount, rate or fee figure is published for any product; the only sizing figure is "up to 125% of average monthly volume".
In its own words
501 Advance provides revenue-based financing to small businesses, sizing advances as a percentage of average monthly volume rather than to a fixed dollar cap. It also offers a business line of credit and credit card processing services.
Sources and checks
Every figure on this page traces to a document someone read, on a date. Where a check is past its review date it says so rather than passing as current.
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501 Advance publishes no pricing for its revenue based financing product
pricing_type"Access capital based on future revenue up to 125% of average monthly volume"; "Repayment flexes with daily sales"; "No collateral, no hard credit pull"
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501 Advance publishes no pricing for its line of credit product
pricing_type"Flexible revolving credit with interest charged only on amounts used" — no rate figure given
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501 Advance publishes no pricing for its credit card processing product
pricing_type"Competitive rates, no setup fees, and next-day funding"
Questions about 501 Advance
Is 501 Advance a direct funder or a broker?
501 Advance describes itself as a direct funder.
What does 501 Advance cost?
501 Advance publishes no price. Not a range, not a starting rate — nothing we could find and cite. You will not know what it costs until you have an offer in front of you, which is worth knowing before you spend time applying.
How much can you borrow from 501 Advance?
501 Advance publishes no amount range, so the only way to find out is to ask.
What does 501 Advance require to qualify?
501 Advance publishes none of the three criteria most businesses are screened on — credit minimum, time in business, revenue minimum. Ask for all three before you send bank statements.
How fast does 501 Advance fund?
It advertises As little as 24 hours. That is the funder's own claim about its fastest case, not a commitment, and it starts when your file is complete rather than when you first make contact.
What products does 501 Advance offer?
On record here: Business Line of Credit, Revenue-Based Financing, Credit Card Processing.
How transparent is 501 Advance?
It publishes 2 of 9 standard facts about itself, which is 22% — publishes little. The directory median is a useful comparison and is shown on this page.
Where did these figures come from?
Each one traces to a document someone read, on a date, listed at the bottom of this page. Where a figure is absent it is absent here too. Where this page says a figure is not disclosed, it means the lender publishes nothing we could find and cite. It is not an estimate, a category average or a zero. Filling that gap with a guess is how a business ends up applying somewhere it was never going to qualify.
Is Find Me Funders affiliated with 501 Advance?
No. Find Me Funders is a directory and does not lend, make credit decisions or set terms. Everything here describes what other companies publish about themselves. Find Me Funders is free to use. We earn a fee from some funders when a business we refer goes on to receive funding, and a funder can pay for a placement, which is always labelled. Neither changes a disclosure score, a ranking position or what a page says — scores are computed from published fields, not from commercial relationships.